ECPL Broker Performance Challenge
May 20, 2026 - December 15, 2026

Full Contest Details
Contest Period:
The ECPL Broker Performance Challenge 2026 begins on May 20, 2026 and ends on December 15, 2026.
Eligibility:
The contest is open to licensed mortgage brokers authorized to submit mortgage files to ECPL within New Brunswick, Nova Scotia, and Prince Edward Island.
How to Enter:
Eligible brokers will automatically receive contest entries by submitting qualified mortgage opportunities through the
ECPL Broker Pre Qualifier Tool.
Entry Structure:
Participants will receive:
1 entry for every pre-qualified submission
3 additional entries for every commitment issued
7 additional entries for every funded deal
Bonus Entries:
Additional bonus entries may be awarded at ECPL’s discretion for high quality submissions, including:
- Funded within 30 days of pre-qualification = 2 entries
- Complete package submitted upfront = 2 entries
- Repeat borrower or repeat broker client = 1 entry
- Clean appraisal received without delay = 1 entry
- No missing documents after submission = 1 entry
- Clear exit strategy documented = 1 entry
- Loan amount over $250k = 2 entries
Prize Structure:
Throughout the contest period, ECPL will conduct three ongoing prize draws, each awarding one $500 prize winner.
The final Grand Prize Draw will include:
One $2,500 Travel Credit
One $1,000 Travel Credit
Draw Schedule:
• Round 1 Draw - Early July 2026
• Round 2 Draw - Early September 2026
• Round 3 Draw - Early November 2026
• Final Grand Prize Draw - December 31, 2026
Conditions:
Only compliant mortgage files will qualify for final prize eligibility. ECPL reserves the right to review and verify file quality, completeness, and broker compliance at any time throughout the contest period.
Disqualification:
ECPL reserves the right to disqualify any submission that is incomplete, misleading, fraudulent, duplicated, non-compliant, or otherwise inconsistent with contest requirements.
Publicity:
By accepting a prize, winners consent to the use of their name, brokerage, photo, and/or likeness in ECPL promotional materials, marketing campaigns, and social media content.
General Terms
ECPL reserves the right to modify, suspend, extend, or terminate the contest at any time without prior notice where necessary to ensure fairness, compliance, or operational integrity.
Contact Our Team

Ginette Goguen,
Principal Broker
35 Years of finance experience in NB assisting with investment and mortgage needs
Licensed Broker in NB & NS
Outstanding customer focus and vigilance with detail has provided a track-record of industry success

Ryan Kennedy, BSc, PharmD, MBA
President/Principal Mortgage Broker
18 years of entrepreneurial experience including commercial real estate ownership
Successful exit from small business after growing from $0 to $7M revenue over 13 years
Graduate of Wallace McCain Institute Entrepreneurial Leaders Program

Cheryl Burns,
Administrative Assistant/Mortgage Associate
Experience in sales, marketing, customer service, and executive administration
Marketing, negotiations, and client management
Leveraging organizational skills and attention to detail to support the team and streamline operations
Commitment to excellence making her a valuable asset to both clients and colleagues

MacKenzie Stewart
Mortgage Associate/Senior Underwriter
With over 9 years of financial industry expertise, including 5 years in lending and more than 2.5 years dedicated specifically to private lending,
MacKenzie brings a deep understanding of the complex nuances within the private lending space.
He is committed to delivering exceptional customer service by prioritizing swift turnaround times and fostering positive relationships with brokers and investors. Driven by a passion for private lending,
Lets start a discussion
Email admin@ecpl.ca
Telephone 1-506-657-3275

