For the broker
We Have A Solution For Every Mortgage Situation
- Consumer Proposals / Bankruptcy
- Credit Card Debt
- Mortgage Arrears
- Self-Employment Income / Not Reporting Enough
- Bad Credit
- Renovation/Construction Refinance
- Purchase
- Power of Sale
- Declined at Your Financial Institution
East Coast Private Lending is a private mortgage brokerage, securing the Investor to the Client. Our underwriter is highly motivated to provide you with a positive and successful lending experience. With our philosophy on broker success, East Coast Private Lending wants to offer your clients a fast and competitive solution. We guarantee we’ll be in touch with you in a timely manner “fast”. We understand that your deal is important and requires immediate reaction for you to maintain your client. “Your success is our success!”
| Ranking | LTV |
|---|---|
| 1st | Rural 50% - 65% |
| 1st | Urban Max 75% |
| 2nd | 75% |
| Beacon score | No requirements |
| Term | Minimum three months |
| 6 months | |
| 12 months | |
| 24 months | |
| Loan amount | $50,000 |
General Guidelines
- Owner occupency, non owner-occupied, commercial building
- Loans up to 75% LTV in urban areas
- Interest-only payments
- Lending in New Brunswick, Nova Scotia and Prince Edward Island
Tips for funding your deal faster
- Provide all documentation required on our document checklist
- If this deal has a rush closing, please advise underwriter
- Provide us with a summary of your deal so we can understand the exit strategy
- Disclose if the client has judgements, liens, CRA debts, etc.
Our checklist
- Send your application through FILOGIX, with credit bureau
- Send income confirmation, pay stub, NOA, or six months of banks statements
- If purchase, send in Agreement of Purchase and Sale
- If refinance, send in present mortgage statement, property tax bill and house insurance policy
Contact Our Team
Ginette Goguen,
Principal Broker
35 Years of finance experience in NB assisting with investment and mortgage needs
Licensed Broker in NB & NS
Outstanding customer focus and vigilance with detail has provided a track-record of industry success
Ryan Kennedy, BSc, PharmD, MBA
President/Principal Mortgage Broker
18 years of entrepreneurial experience including commercial real estate ownership
Successful exit from small business after growing from $0 to $7M revenue over 13 years
Graduate of Wallace McCain Institute Entrepreneurial Leaders Program
Cheryl Burns,
Administrative Assistant/Mortgage Associate
Experience in sales, marketing, customer service, and executive administration
Marketing, negotiations, and client management
Leveraging organizational skills and attention to detail to support the team and streamline operations
Commitment to excellence making her a valuable asset to both clients and colleagues
MacKenzie Stewart
Mortgage Associate/Senior Underwriter
With over 9 years of financial industry expertise, including 5 years in lending and more than 2.5 years dedicated specifically to private lending,
MacKenzie brings a deep understanding of the complex nuances within the private lending space.
He is committed to delivering exceptional customer service by prioritizing swift turnaround times and fostering positive relationships with brokers and investors. Driven by a passion for private lending,
Lets start a discussion
Email admin@ecpl.ca
Telephone 1-506-333-6754
